Loan Rates:

Loan Rates as of 05/07/2012:

Apply NOW! We Do Business in Accordance with the Federal Fair Housing Law & the Equal Opportunity Act. Eligibility requirements apply. Certain conditions and / or restrictions may apply.

Loan Type:	Term / APR
New / Used Vehicles (2011 & newer) (Other Terms / Rates Available)	Call for rates.
New / Used Motorcycles (2000 & newer)	Call for details on our RV sale
New / Used RVs & Boats (2000 & newer) (Other Terms / Rates Available)	Call for details on our RV sale.
Older Used Vehicles (2006 & older) (Other Terms / Rates Available)	up to 36 month term as low as 4.39% APR+
New ATVs, Snowmobiles & Jet Skis (Other Terms / Rates Available)	up to 36 month term as low as 2.99% APR+
Jet Skis and Boats (2008 & older) Includes used ATVs and Snowmobiles	up to 12 month term as low as 7.99% APR+
Fully Secured by Shares only Minimum Loan $1000	up to 12 month term as low as 1.5% plus share rate APR
Fully Secured by Certificates Minimum Loan $1000 (1% over highest CD rate used as collateral)	up to 60 month term CD Rate + 1.5% APR
Unsecured Signature Loan & Others Includes Used RVs & Boats 2000 and older (Other Terms / Rates Available)	up to 12 month term as low as 10.90% APR+
Line of Credit (Variable Rate: Prime + 6.90%) Adjustable Quarterly	Revolving 10.15% APR
Home Improvement Loans Unsecured, no lien / mortgage (Other Terms / Rates Available)	up to 12 months as low as 9.90% APR*
EQUIFAST Your Vehicle May be a Tax Write-Off! (Other Terms / Rates Available)	36 month term as low as 1.98% APR*
Home Equity Line of Credit* (HELOC) (variable rate, adjusted quarterly)	ask about NO closing costs as low as 3.75% APR, Intro rate for 12 months.
Home Equity Loan* (Closed-end Fixed Rate - terms available up to 20 years)	up to 60 month term as low as 2.49% APR ask about NO closing costs
Student Loans We'll help you choose an option that fits your budget.	Please call for rate

APR = Annual Percentage Rate. Rates & Terms are subject to change without prior notice. Eligibility requirements apply. Certain conditions, and / or restrictions may apply. + Rates stated reflect 1/2% discount if you have Direct Deposit or Automatic Payment.
*Please Call for details and a complete disclosure.

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For the most current and up to date loan rates please call:

Local: 315-445-2300
Long Distance: 800-219-2132
or Contact Us Online

We DO MORTGAGES in all 50 states. Please ask our loan department for most current rates and further details.

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