Home Equity Loans:

Home Equity Loan Payment Calculator

Three types available that use your primary residence as collateral. Interest may be tax deductible, please consult your tax advisor. Ask for current rates and a complete disclosure which details all the terms and conditions.

Home Equity Line-of-Credit -

Minimum line $10,000 < maximum $100,000 to qualified applicants. A variable rate line-of-credit, to be used for current and future purposes and is based on the amount of equity a member has in their home. With or without closing costs, ask for details. Renewable after 5 year draw. Rate adjusted quarterly. Accessible through Touch Tone Teller and Internet Teller.

Home Equity Fixed Rate Loans -

Closed-end for a minimum loan of $5000 < maximum $50,000. A fixed rate, closed-end loan to be used for multiple purposes. With or without closing costs, ask for details.

EQUIFAST -

A closed-end loan for the purpose of purchasing a vehicle or boat. Minimum $5,000 < maximum $30,000. This type of loan carries a low fixed rate, with terms up to five years on vehicles and 10 years on boats.

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Annual Credit Report:

AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.

This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion.

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To contact the Loan Department, please call:

Local: 315-445-2300
Long Distance: 800-219-2132
or Contact Us Online

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