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Three types available that use your primary residence as
collateral. Interest may be tax deductible, please consult your tax advisor.
Ask for current rates and a complete disclosure which details all the terms
and conditions.
Home Equity Line-of-Credit - Minimum line $10,000 ‹ maximum $100,000 to
qualified applicants. A variable rate line-of-credit, to be used for current
and future purposes and is based on the amount of equity a member has in
their home. With or without closing costs, ask for details. Renewable after
5 year draw. Rate adjusted quarterly. Accessible through Touch Tone Teller
and Internet Teller.
Home Equity Fixed Rate Loans - Closed-end for a minimum loan of $5000 ‹
maximum $50,000. A fixed rate, closed-end loan to be used for multiple
purposes. With or without closing costs, ask for details.
EQUIFAST - A closed-end loan for the purpose of purchasing a vehicle or
boat. Minimum $5,000 ‹ maximum $30,000. This type of loan carries a low
fixed rate, with terms up to five years on vehicles and 10 years on boats.
Home Equity Loan Payment Calculator
To contact the Loan Department, please call:
Local: 315-445-2300 -- Long Distance: 800-219-2132
or email: lperry@countryside.org |
