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Unsecured Signature Loan - A closed-end loan with a fixed rate and term.
The maximum amount available is based on your ability to repay. Repayment
terms range from one to four years, with rates tied to the term. Use this
`fixed rate/unsecured closed-end product to borrow for any prudent purpose.
Unsecured Line-of-Credit - An open end/unsecured revolving credit line
through our Convenient Credit Plan. The maximum pre-approved limit
available is based on your ability to repay. If your share draft/checking
account is set up for overdraft protection, you can access your
line-of-credit by simply writing a check, or use Touch Tone or Internet
Teller to transfer funds from your line to your share draft/checking
account.
Fully Secured Loans - A closed-end, fixed rate loan. Borrow for any
purpose using your Credit Union Shares/Savings or Credit Union Share
Certificate(s) as collateral. Terms range from one to five years, minimum loan $1000. The interest rate on this type of loan is usually
lower than other categories and is approved instantly.
Home Improvement Loan - This is a fixed rate, closed-end loan, for a
maximum of $10,000, with up to five years to repay. Make improvements to
your home, with no lien on your residence.
Credit Cards - use the links on the left side of this page to: 1) Access Account 2) Sign up for a credit card or 3) Rewards American Express. For 24 hour Customer Service, please call 1-800-362-6299.
Personal Loan Payment Calculator (includes boats and RVs)
To contact the Loan Department, please call:
Local: 315-445-2300 -- Long Distance: 800-219-2132
or email: lperry@countryside.org
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