Welcome to Countryside Community Federal Credit Union 5720 Commons Park Drive, East Syracuse, NY 13057
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Your 5 Star Credit Union

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Countryside Rates

As low as MORTGAGE RATES as of 9/1/08
6.500% APR - 30/25 year
6.500% APR - 20 year
6.000% APR - 15 year
5.750% APR - 10 year
6.250% APR - 5 year balloon
WE DO MORTGAGES in all 50 States

Rates are subject to change daily. Eligibility requirements apply.
Please ask our loan department for most current rates and further details.

Be sure to ask about our NO Closing Costs Mortgages!

Apply now for the Countryside Federal Credit Union Rewards American Express Card


Savings Rates
Your Savings Federally Insured to at least $100,000 and backed by the full faith and credit of the United States Government. APY = Annual Percentage Yield

Rates as of September 1, 2008-- Rates May Change Monthly

Savings Club
IRA Daily
Minimum Balance to earn Dividends:
$100 $0 $0
APY -- Rate APY -- Rate APY -- Rate
.30% -- .30% .40% -- .40% .40% -- .40%
Money Market Account
Rates as of September 1, 2008 - Rates Subject to Change Weekly
Minimum Balances to earn Dividends:
$5,000
$25,000 or more
APY -- Rate APY -- Rate
.60% -- .60% 2.02% -- 2.00%
Money Market 'like' Checking Account
Rates as of September 1, 2008 Rates Subject to Change Weekly
Minimum Balances to earn Dividends:
$5,000
$25,000 or more
APY -- Rate APY -- Rate
.35% -- .35% 1.76% -- 1.75%
Regular Share Certificates and IRA Certificates
Rates as of September 1, 2008 -- Rates May Change Weekly
8 Month Certificate Special, as high as 4.25%APY, click here
Certain conditions and/or restrictions may apply, ask for details
Term
APY
Rate
Minimum
6 Months
2.50%
2.47%
$500
12 Months
3.15%
3.11%
$500
24 Months
3.45%
3.40%
$500
60 Months
4.40%
4.31%
$500

We'll meet or beat other Rates on comparable terms! Ask for details.
Substantial Interest Penalty for Early Withdrawal. Account fees may effect APY.
Contact staff for additional information and/or a Truth-In-Savings Disclosure.

For the most current and up to date savings rates please call:
Local: 315-445-2300 -- Long Distance: 800-219-2132
or email: memberserv@countryside.org


LOAN RATESas of September 1, 2008 -- Apply NOW! We Do Business in Accordance with the Federal Fair Housing Law & the Equal Opportunity Act. Eligibility requirements apply. Certain conditions and/or restrictions may apply. Summer Loan SALE - Rates as low as 4.22%APR! Click here for further details.
New/Used Vehicles & Motorcycles ('98 & newer) (Other Terms/Rates Available) up to 60 month term
as low as 4.22%
APR†
New/Used RVs & Boats ('98 & newer) (Other Terms/Rates Available) up to 60 month term
as low as 4.22% APR†
Older Used Vehicles ('97 & older)
(Other Terms/Rates Available)
up to 36 month term
as low as 7.22% APR†
New ATVs, Snowmobiles & Jet Skis
Now one Rate up to 60 months!
up to 60 month term
as low as 4.22% APR†
Fully Secured by Shares only
Minimum Loan $1000
up to 36 month term
as low As 4.30% APR
Fully Secured by Certificates
Minimum Loan $1000
(1% over highest CD rate used as collateral)
up to 36 month term
CD Rate + 1%
Jet Skis and Boats '97 & older
Includes used ATVs and Snowmobiles
up to 12 month term
as low as 7.99%APR†
Unsecured Signature Loan
(Other Terms/Rates Available)
up to 12 month term
as low as 10.90% APR†
Quick Cash - unsecured
($2,000 max)
up to 12 month financing
as low as 9.40% APR
Line of Credit (Variable Rate: Prime + 6.90%, Adjustable Quarterly - 15.90% Max. Rate) Revolving
11.90% APR
Home Improvement Loans
Unsecured, no lien/mortgage
(Other Terms/Rates Available)
up to 12 months
as low as 9.90%*

Countryside Federal CU Credit Card
click here to apply OnLine.
For info and/or to apply for a Countryside FCU credit card, call
(800) 551-0839.
EQUIFAST*
(Other Terms/Rates Available)
36 month term
as low as 4.22% APR
Home Equity Line of Credit* (HELOC)
(variable rate, adjusted quarterly)

NO closing costs
as low as 4.75% APR
Home Equity Loan*
(Closed-end Fixed Rate - terms available up to 20 years)

up to 60 month term
as low as 4.89% APR
NO closing costs

Student Loans Call and we'll help you choose an option that fits your budget.

APR = Annual Percentage Rate. Rates & Terms are subject to change without prior notice. Eligibility requirements apply. Certain conditions, and/or restrictions may apply. † Rates stated reflect 1/2% discount if you have Direct Deposit or Automatic Payment. *Please Call for details and a complete disclosure.

For the most current and up to date loan rates please call:
Local: 315-445-2300 -- Long Distance: 800-219-2132
or email: lperry@countryside.org

We DO MORTGAGES in all 50 states. Please ask our loan department for most current rates and further details.


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