Countryside makes saving for your future safe and secure.

Whether you are saving for retirement or education we have an IRA to fit your needs.

Countryside IRA Individual Retirement Accounts

If you are looking for a secure way to save for your retirement, your first home or for future college expenses, we have an IRA just for you. Available is a daily share type account and a certificate program just for IRA dollars. The IRA certificate program works the same as our regular certificate program, along with meeting IRA requirements.

Traditional IRA

Contributions may be tax deductible (be sure to check with your tax advisor). Dividends (earnings) are tax deferred until you begin drawing on the Account.


This IRA is funded with non-deductible contributions and gives the owner more opportunities for tax-free withdrawals.


Now known as the Coverdell Education Savings Account, eligible parties are permitted to establish an Educational IRA for children under the age of 18. Earnings will accumulate tax-free if used for qualified education expenses by the time the child is 30. In 2002, the contribution limit was increased from $500 per child to the much more reasonable level of $2,000. However, you need to be careful when accounts are established by different family members for the same child. If total contributions exceed $2,000 in a year, a penalty will be owed.

Contact a Member Service Representative:

Phone: (315) 445-2300
Fax: (315) 445-2441
or Contact Us Online

5720 Commons Park Drive
East Syracuse, NY 13057