Get the convenience of a credit card without the bill.
Use it at retail locations for purchases... at ATMs for cash... one card that does both!
You Can Benefit by a Countryside FCU Debit Card
- No Monthly Fee
- 4 ATM withdrawals per month at no charge after that $1 each
- Safer and more convenient than cash
- Widely accepted
- A fast way to pay
- Disciplines spending
- Unlimited no fee point of sale / retail purchase
- Saves time and money
- Appropriate for travel
- As useful as a credit card
- No surcharge when used at Allpoint ATM location
- Avoid surcharges receive cash back at many retail locations
If you don't need cash back, think credit! Whenever a merchant gives you a choice of transactions, choose credit.
VISA debit transactions are processed exactly as VISA credit card transactions. The only difference is the funds are deducted from your checking account when posted.
Skimming is the newest ATM scam. The fraudster places a 'skimmer' or a small device over the card slot, which records the magnetic strip as your card passes through. A small camera is mounted to the ATM to record your PIN as it is entered. Once the data is collected it's then used on a blank card to encode the information from your ATM card and create a counterfeit. You won't know you've been scammed because your ATM card hasn't been stolen and still works at other machines.
Tip: Be on the lookout for anything out of the ordinary at the ATM, such as odd-looking equipment or wires. Monitor accounts regularly for unusual activity.
If you've been scammed, contact the Financial Institution and the Federal Trade Commission.