Home Equity Loans

We're putting your home to work for you.

A home is most peoples biggest investment. With a home equity loan you can tap into that investment.

home equity loans header image near syracuse ny from countryside fcu

Countryside FCU has three types available that use your primary residence as collateral. Interest may be tax deductible, please consult your tax advisor. Ask for current rates and a complete disclosure which details all the terms and conditions.

Home Equity Line-of-Credit

Minimum line $10,000 - maximum $100,000 to qualified applicants. A variable rate line-of-credit, to be used for current and future purposes and is based on the amount of equity a member has in their home. With or without closing costs, ask for details. Renewable after 5 year draw. Rate adjusted quarterly. Accessible through Touch Tone Teller and Home Banking.

Home Equity Fixed Rate Loans

Closed-end for a minimum loan of $5,000 - maximum $100,000. A fixed rate, closed-end loan to be used for multiple purposes. With or without closing costs, ask for details.


A closed-end loan for the purpose of purchasing a vehicle or boat. Minimum $5,000 - maximum $50,000. This type of loan carries a low fixed rate, with terms up to five years on vehicles and 10 years on boats.

Annual Credit Report

AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.

This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion.