Take a look at our alternative to traditional loans.

With a variety of features and benefits, you can find the loan that offers the best value and the right fit for you.

Countryside Other Loan Services

Let us help you meet your goals. Countryside Credit Union offers a variety of loan products to our members. Take advantage of our competitive rates and flexible options.


Unsecured Signature Loan

A closed-end loan with a fixed rate and term. The maximum amount available is based on your ability to repay. Repayment terms range from one to four years, with rates tied to the term. Use this fixed rate / unsecured closed-end product to borrow for any prudent purpose.

Unsecured Line-of-Credit

An open end / unsecured revolving credit line through our Convenient Credit Plan. The maximum pre-approved limit available is based on your ability to repay. If your share draft / checking account is set up for overdraft protection, you can access your line-of-credit by simply writing a check, or use Touch Tone or Internet Teller to transfer funds from your line to your share draft / checking account.

Fully Secured Loans

A closed-end, fixed rate loan. Borrow for any purpose using your Credit Union Shares / Savings or Credit Union Share Certificate(s) as collateral. Terms range from one to five years, minimum loan $1000. The interest rate on this type of loan is usually lower than other categories and is approved instantly.

Home Improvement Loan

This is a fixed rate, closed-end loan, for a maximum of $10,000, with up to five years to repay. Make improvements to your home, with no lien on your residence.

Annual Credit Report

AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.

This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion.