Fall in love with a checking account that pays YOU, and has no monthly service fees!*
- Premium Rewards Checking* – It’s our market-leading checking account that pays up to 2.25% APY¹§ on balances up to $50,000 and up to 1.60% APY on balances $50,000.01 or greater!
- Choice Rewards Checking* – Choose your rewards! Earn $0.15 cashback for every debit card purchase over $5, up to $15 per month. Or choose dividends up to 0.26% APY²§† on balances up to $50,000 and up to 0.15% APY on balances $50,000.01 or greater and up to $15 in ATM fee refunds.
- NEXT Rewards eChecking* – The smartphone meets smart checking with Northern’s NEXT Rewards eChecking, the free account designed just for young adults. Choose between $0.10 cashback for every debit card purchase over $5, up to $10 per month, or get ATM fee refunds, up to $10 per month.³†
Open an account and get $250!††
Plus, all of our checking accounts offer FREE Mobile Banking with Mobile Deposit, FREE Bill Pay and Online Banking, FREE Visa® Debit Card, 30,000+ SURCHARGE-FREE Network ATMs, and NO minimum balance or monthly service fees!
¹APY=Annual Percentage Yield. Earn 2.25% APY on balances $0.00 to $35,000.00, 1.61% to 2.25% APY on balances 35,000.01 to $50,000.00, and 0.10% to 1.60% APY on balances $50,000.01 or greater. Average Daily balance must be at least $10,000 to earn dividends but will be compounded on full principal balance on deposit. Because dividends are earned on your average daily balance you can earn rewards on as little as $.01 as long as your average daily balance during the month is $10,000. ²Earn 0.26% APY on balances $0.00 to $15,000.00, 0.15% to 0.26% APY on balances $15,000.01 to $50,000.00, and 0.10% to 0.15% APY on balances $50,000.01 or greater. ³Minimum of $500 in debit card purchases must be made to earn ATM fee refunds, up to $10. Intra-bank transfers do not count as qualifying transactions. §Rates may change after account is open. All rates accurate as of June 1, 2024. †No minimum balance is required to earn rewards. Qualifying transactions must post and clear to the account during the monthly qualification cycle which is 1 day prior to the last day of the month. ††Between 07/22/24 – 10/22/24 checking bonus member must open a Rewards Checking account: Premium, Choice, or NEXT. Member will receive $100 at opening and $150 will be released 90 days to members that qualify for Rewards Checking. Account must have a positive balance to receive incentive. Members with existing Countryside checking accounts do not qualify. Minimum $5 deposit required to open and hold membership. Incentives are not transferable. The value of your gift will be reported on Form 1099-INT and deposited into your account within 90 days of meeting requirements. By accepting the prize as awarded, you agree to hereby release Northern Credit Union, its agents and representatives from all liability relating to the awarded prize or contest itself. *Limit one Premium Rewards checking account, one Choice Rewards Checking, one NEXT Rewards eChecking account per social security number. Fees may reduce earnings. Certain restrictions apply. See Credit Union for details. Intra-bank transfers do not count as qualifying transactions. **Membership is open to anyone in Jefferson, Lewis, St. Lawrence, Oswego, Clinton, Franklin, Onondaga and Madison counties. ‡Carrier rates and fees may apply. This Credit Union is Federally Insured by National Credit Union Administration.