Auto Loans New York
Ready for that road trip, for the summer adventures, for a safe reliable vehicle? We make it easy so you can focus on what matters!
3 lucky winners will get a chance to win up to $500 in our Cash Machine when they close on an Auto Loan!2
- Finance up to 115% of the MSRP for new or JD Power retail value for used vehicles (up to 125% with warranty).
- Low rates on new and used vehicles.
- Flexible terms up to 84 months.
- Instant approvals.¹
- FREE Auto Pay from your Northern Checking account.
- Optional low-cost (GAP) Insurance and Loan Life & Disability Protection is available.
- Discounts on auto and other insurances through Liberty Mutual.
To get started simply:
- Become a member to take advantage of these great benefits, getting started is easy, join now!
- Apply online anytime.
- For more information about auto loans and motorcycle loans in New York, call or text 315.455.2300
Learn more about the insurance requirements we have for auto & motorcycle loans, and an online proof of insurance submission portal.
| Term | Term | Sample Payment |
|---|---|---|
| 6.49% Fixed APR | 48-months | $592.76 |
| 6.99% Fixed APR | 60-months | $494.91 |
| 7.10% Fixed APR | 72-months | $427.43 |
| 7.75% Fixed APR | 84-months | $386.55 |
Vehicles older than 2018 will receive personal loan rates. The annual percentage rate is the advertised rate and can vary based on creditworthiness, age of vehicle, and terms of the loan. Contact Northern Credit Union for specific details. Rates are accurate as of 06/01/2024. Sample payments based on $25,000 loans respectively at the maximum term allotted for that balance. Rates are subject to change. ¹Loans subject to credit qualifications and approval.
2Must close on an auto loan to be eligible to win a chance to play in our cash machine. Total amount available to win is $500 but is not guaranteed. Winner responsible for all taxes and must complete 1099, please consult your tax advisor. Winners agree to accept the prize as awarded and hereby release Northern Credit Union, its agents, and representatives from all liability relating to the awarded prize or contest itself. Northern employees and their family members are not eligible to win. Three winners will be selected at the end of the promotion. Each winner will be given the option to go to the relationship center closest to them to enter the cash machine. Offer expires 8/30/2024 and is subject to end or change at any time.</p