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Regular Share Certificates
$500 minimum balance required to open a certificate of deposit.
Penalty will be applied for early withdrawal. Fees incurred may reduce earnings on account. APY = Annual Percentage Yield. See Credit Union for account details. Rates accurate as of February 17, 2026.
| Term | Good** | Better*** | Best**** |
|---|---|---|---|
| 3 Months* | 2.90% APY | 3.40% APY | 4.00% APY |
| 6 Months* | 2.90% APY | 3.40% APY | 4.00% APY |
| 10 Months* | 2.90% APY | 3.40% APY | 4.00 % APY |
| 12 Months | 2.25% APY | 2.75% APY | 3.35% APY |
| 18 Months | 0.90% APY | 1.40% APY | 2.00% APY |
| 24 Months | 0.90% APY | 1.40% APY | 2.00% APY |
| 30 Months | 0.90% APY | 1.40% APY | 2.00% APY |
| 36 – 60 Months | 0.03% APY | 0.03% APY | 0.03% APY |
*3, 6 & 10 Month Share Certificates have $10K Minimum requirement.
**Good Rates require Membership of 0-4 years
***Better Rates require Membership of 5-14 years
**** Best Rates require Membership of 15+ years